by sue | Feb 25, 2019 | Uncategorized |
Image: Michael Shanning, Unsplash, with thanks. Investing can be risky, and some investments are riskier than others, that’s why understanding your risk profile and your attitude to risk is important to your decision-making in investing. Even if you don’t plan to...
by sue | Nov 20, 2018 | Uncategorized |
A mean-hearted old miser, Ebenezer Scrooge is asked to donate to a charity for very poor people, on Christmas Eve. Scrooge sends the collectors away with a flea in their ears, and complains to his assistant, Bob Cratchit, that he will have to pay Bob for the following...
by sue | Nov 13, 2018 | Financial Advice |
Do you have a looming family funeral and worry about the cost? You are right to have an eye on the practical issues, as you don’t want any nasty financial surprises when you are dealing with anxiety or grief. Funeral costs can be broadly broken down into: the...
by sue | Oct 25, 2018 | Uncategorized |
Did you ever wonder how people who are in a bad place financially still manage to enjoy Christmas? It can be done, and in fact all our research indicates that the more money that is spent at Christmas the less it is usually enjoyed. That’s because Christmas is about...
by sue | Oct 10, 2018 | Budgeting |
Aarrgh! Christmas is just around the corner and extra dosh is needed! Designed to be doable on a fortnightly pay scheme, this plan will give your Christmas coffers just the boost they need. Deposit this amount into your (non-accessible) savings account: Week 1 ...
by sue | Oct 2, 2018 | Uncategorized |
What is PayID? In short, it is an identifier that is linked to a bank account. Unlike bank identifiers that we have traditionally used, like a BSB and account number, PayID can be chosen by you, so that you can make it something you easily remember. Many people use a...
by sue | Aug 1, 2018 | Uncategorized
It is certainly something that is hard to get your head around. We can all understand computer-based banking and financial transactions, but if Bitcoin doesn’t use ‘real’ money, then what is it? Here is a simplified way to begin to understand it – if you want...
by sue | May 10, 2018 | Uncategorized |
Aunt Sue answers some of the questions that she often gets asked about buying property. Is your own home an investment, as such? If we define investment as “the action or process of investing money for profit”, then it is an investment, albeit a special case. I...
by sue | Apr 5, 2018 | Uncategorized
We are very sorry to hear of your partner’s death. Unfortunately, when someone dies, a lot of work is required to finalise the estate matters. One important matter is to ascertain if there are any Superannuation policies in the name of the deceased and if so,...
by sue | Mar 13, 2018 | Financial Advice, Uncategorized |
Money can be a source of great strain within families, on many fronts. From simple disagreements about how money is handled, that can be worked through with goodwill on both sides, to bullying and abuse. I have seen cases where the wife was minutely scrutinised for...
by sue | Mar 8, 2018 | Estate Planning, Superannuation |
Dear Aunt Sue What happens to Superannuation, after someone dies? Is it just a part of the estate? I’m asking because my partner is now terminally ill, and as she looked after all the household finances, I’m trying to get my head around it all. I know she is a fan of...
by sue | Mar 5, 2018 | Estate Planning, Retirement, Superannuation, Uncategorized |
The question from Maggie of Doncaster was an interesting one this week – “Should I leave money to my kids?” Now I can hear some of you out there in social media land screaming at the screen SKI, SKI (Spend the Kids Inheritance) and others of you screaming YES, YES,...
