Total & Permanent Disability Insurance – TPD

Image by Matt Artz on Unsplash, with thanks. Many of us have TPD insurance within our Super policy. Have you looked at yours? You can check your Superannuation statement to find out if you have it. TPD insurance is one of the most complicated covers you can own and...

Risk Profile and Your Super

Image: Maja Kochanowsk, Unsplash, with thanks. Investing can be risky, and some investments are riskier than others, that’s why understanding your risk profile and your attitude to risk is important to your decision-making in investing. Even if you don’t plan to...
A Christmas Carol – The Moral Of The Story

A Christmas Carol – The Moral Of The Story

A mean-hearted old miser, Ebenezer Scrooge is asked to donate to a charity for very poor people, on Christmas Eve. Scrooge sends the collectors away with a flea in their ears, and complains to his assistant, Bob Cratchit, that he will have to pay Bob for the following...
What is Bitcoin? A simplified explanation.

What is Bitcoin? A simplified explanation.

It is certainly something that is hard to get your head around. We can all understand computer-based banking and financial transactions, but if Bitcoin doesn’t use ‘real’ money, then what is it? Here is a simplified way to begin to understand it – if you want...